Senate Bill #877 (2021)

AN ACT RELATING TO INSURANCE

Prohibits insurance carriers from charging out-of-pocket expenses to the insured for expenses related to the COVID-19 pandemic and mandates that all COVID-19 testing or vaccination is free.

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Changes since original draft

  • 2021 – S 0877
  • 2021 – S 0877 SUBSTITUTE A
  • ========
  • LC002805
  • LC002805/SUB A
  • ========
  • S T A T E O F R H O D E I S L A N D
  • IN GENERAL ASSEMBLY
  • JANUARY SESSION, A.D. 2021
  • JANUARY SESSION, A.D. 2021
  • ____________
  • A N A C T
  • RELATING TO INSURANCE
  • RELATING TO INSURANCE
  • Introduced By: Senators DiMario, Valverde, Sosnowski, Acosta, Lawson, Mendes,
  • Anderson, and Kallman
  • Date Introduced: May 07, 2021
  • Referred To: Senate Health & Human Services
  • It is enacted by the General Assembly as follows:
  • SECTION1.Chapter27-18 oftheGeneral Lawsentitled "AccidentandSicknessInsurance Policies" is hereby amended by adding thereto the following section:
  • SECTION1.Chapter27-18 oftheGeneral Lawsentitled"AccidentandSicknessInsurance Policies" is hereby amended by adding thereto the following section:
  • 27-18-85. Health insurance contracts - copayments exemption for COVID-19 vaccinations.
  • (a) Any individual or group health insurance plan or policy shall not impose any copayment, coinsurance or charge any out-of-pocket deductible to the insured for COVID-19 related services, including, but not limited to, emergency services, inpatient services, provider office visits, and inpatient hospital stays, as long as the COVID-19 state of emergency remains in effect.
  • (b) Any individual or group health insurance plan or policy shall not impose any copayment, coinsurance or charge any out-of-pocket deductible to the insured for the administration of the COVID-19 vaccine or a COVID-19 test.
  • (c) The health insurance commissioner shall promulgate rules and regulations to enforce a carrier's compliance with this section.
  • (c) The health insurance commissioner shall promulgate any rules and regulations as the commissioner deems necessary for the efficient administration and enforcement of this section.
  • SECTION 2. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service Corporations" is hereby amended by adding thereto the following section:
  • 27-19-77. Health insurance contracts - copayments exemption for COVID-19 vaccinations.
  • (a) Any individual or group health insurance plan or policy shall not impose any copayment, coinsurance or charge any out-of-pocket deductible to the insured for COVID-19 related services, including, but not limited to, emergency services, inpatient services, provider office visits, and inpatient hospital stays, as long as the COVID-19 state of emergency remains in effect.
  • (b) Any individual or group health insurance plan or policy shall not impose any copayment, coinsurance or charge any out-of-pocket deductible to the insured for the administration of the COVID-19 vaccine or a COVID-19 test.
  • (c) The health insurance commissioner shall promulgate rules and regulations to enforce a carrier's compliance with this section.
  • (c) The health insurance commissioner shall promulgate any rules and regulations as the commissioner deems necessary for the efficient administration and enforcement of this section.
  • SECTION 3. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service Corporations" is hereby amended by adding thereto the following section:
  • 27-20-73. Health insurance contracts - copayments exemption for COVID-19 vaccinations.
  • (a) Any individual or group health insurance plan or policy shall not impose any copayment, coinsurance or charge any out-of-pocket deductible to the insured for COVID-19 related services, including, but not limited to, emergency services, inpatient services, provider office visits, and inpatient hospital stays, as long as the COVID-19 state of emergency remains in effect.
  • (b) Any individual or group health insurance plan or policy shall not impose any copayment, coinsurance or charge any out-of-pocket deductible to the insured for the administration of the COVID-19 vaccine or a COVID-19 test.
  • (c) The health insurance commissioner shall promulgate rules and regulations to enforce a carrier's compliance with this section.
  • (c) The health insurance commissioner shall promulgate any rules and regulations as the commissioner deems necessary for the efficient administration and enforcement of this section.
  • SECTION 4. Chapter 27-41 of the General Laws entitled "Health Maintenance Organizations" is hereby amended by adding thereto the following section:
  • 27-41-90. Health insurance contracts - copayments exemption for COVID-19 vaccinations.
  • (a) Any individual or group health insurance plan or policy shall not impose any copayment, coinsurance or charge any out-of-pocket deductible to the insured for COVID-19 related services, including, but not limited to, emergency services, inpatient services, provider office visits, and inpatient hospital stays, as long as the COVID-19 state of emergency remains in effect.
  • (b) Any individual or group health insurance plan or policy shall not impose any copayment, coinsurance or charge any out-of-pocket deductible to the insured for the administration of the COVID-19 vaccine or a COVID-19 test.
  • (c) The health insurance commissioner shall promulgate rules and regulations to enforce a carrier's compliance with this section.
  • SECTION 5. This act shall take effect upon passage. ======== LC002805 ========
  • (c) The health insurance commissioner shall promulgate any rules and regulations as the commissioner deems necessary for the efficient administration and enforcement of this section.
  • SECTION 5. This act shall take effect upon passage. ======== LC002805/SUB A ========
  • EXPLANATION
  • BY THE LEGISLATIVE COUNCIL
  • OF
  • A N A C T
  • RELATING TO INSURANCE
  • ***
  • This act would prohibit insurance carriers from charging any out-of-pocket expenses to the insured for treatment related to the COVID-19 pandemic while the state of emergency order is in effect. This act would further mandate that all COVID-19 testing or vaccination is free during and upon the expiration of the state of emergency order.
  • This act would take effect upon passage. ======== LC002805 ========
  • This act would take effect upon passage. ======== LC002805/SUB A ========

Votes

NOTE: Electronic voting records are unofficial and may not be accurate. For an official vote tally, check the House or Senate Journal from the day of the vote.

Floor vote for Passage

June 01, 2021 at 4:53pm
Yeas: 35 / Nays: 0 / Not voting: 3 / Recused: 0
Legislator Vote
Sen. Acosta Y
Sen. Algiere Y
Sen. Anderson Y
Sen. Archambault Y
Sen. Bell Y
Sen. Burke Y
Sen. Calkin NV
Sen. Cano Y
Sen. Ciccone Y
Sen. Coyne Y
Sen. Cruz Y
Sen. DiMario Y
Sen. DiPalma Y
Sen. Euer NV
Sen. Felag Y
Sen. Gallo Y
Sen. Goldin Y
Sen. Goodwin Y
Sen. Kallman Y
Sen. Lawson Y
Sen. Lombardi Y
Sen. Lombardo Y
Sen. Mack Y
Sen. McCaffrey Y
Sen. Mendes Y
Sen. Miller Y
Sen. Morgan NV
Sen. Murray Y
Sen. Paolino Y
Sen. Pearson Y
Sen. Picard Y
Sen. Quezada Y
Sen. Raptakis Y
Sen. Rogers Y
Sen. Ruggerio Y
Sen. Seveney Y
Sen. Sosnowski Y
Sen. Valverde Y