House Bill #5825 (2017)

AN ACT RELATING TO INSURANCE -- LIABILITY INSURANCE

Insurance coverage for rental motor vehicles without regard to negligence, would include loss of use.

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Changes since original draft

  • 2017 – H 5825
  • 2017 – H 5825 SUBSTITUTE B
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  • LC001953
  • LC001953/SUB B
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  • S TATE OF RHODE IS L AND
  • IN GENERAL ASSEMBLY
  • JANUARY SESSION, A.D. 2017
  • ____________
  • A N A C T
  • RELATING TO INSURANCE – LIABILITY INSURANCE
  • Introduced By: Representatives Ucci, Barros, Solomon, and Corvese
  • Date Introduced: March 02, 2017
  • Referred To: House Corporations
  • It is enacted by the GeneralAssembly as follows:
  • SECTION 1. Section 27-7-6 of the General Laws in Chapter 27-7 entitled "Liability Insurance"is hereby amended to read as follows:
  • 27-7-6. Rental vehicle coverage.
  • For liability assumed under a written contract for a rental motor vehicle less than ten thousand pounds (10,000 lbs.), rented for a period not to exceed sixty (60) consecutive days, coverage shall be provided without regard to negligence under the property damage liability section of an insured's private passenger automobile insurance policy. Property damage coverage shall extend to a rented motor vehicle, under ten thousand (10,000) lbs, without regard to negligence for a period not to exceed sixty (60) consecutive days. Coverage shallbe included for loss of use of the rental motor vehicle upon reasonable documented proof of actualeconomic loss incurred as a result of the loss of use of the vehicle, in accordance with regulations promulgated before December 31, 2017 by the department of business regulation. The regulations shallinclude the process and documentation required to establish loss of use; however, it shall not be based solely upon one hundred percent (100%) fleet utilization.
  • SECTION 2. This act shalltake effect upon passage.
  • S T A T E O F R H O D E I S L A N D
  • IN GENERAL ASSEMBLY
  • JANUARY SESSION, A.D. 2017
  • ____________
  • A N A C T
  • RELATING TO INSURANCE – LIABILITY INSURANCE
  • Introduced By: Representatives Ucci, Barros, Solomon, and Corvese
  • Date Introduced: March 02, 2017
  • Referred To: House Corporations
  • It is enacted by the General Assembly as follows:
  • SECTION 1. Section 27-7-6 of the General Laws in Chapter 27-7 entitled "Liability Insurance" is hereby amended to read as follows:
  • 27-7-6. Rental vehicle coverage.
  • For liability assumed under a written contract, coverage shall be provided under the property damage liability section of an insured's private passenger automobile insurance policy. Property damage coverage shall extend to a rented motor vehicle, under ten thousand (10,000) lbs, without regard to negligence for a period not to exceed sixty (60) consecutive days. Coverage shall be included for loss of use of the rental motor vehicle. Provided that a claim for loss of use for a rental vehicle shall be limited to reasonable and necessary expenses for the time to repair or replace the rental vehicle. To establish the loss of use, the rental car company shall establish that their rental vehicle sustained damage (regardless of fault), the rental vehicle requires repair and will be out of service for the period of time established by a Rhode Island licensed auto appraiser or in the case of a total loss a reasonable time to replace the vehicle.
  • SECTION 2. This act shall take on September 1, 2017.
  • ========
  • LC001953
  • LC001953/SUB B
  • ========
  • EXPLANATION
  • BY THE LEGISLATIVE COUNCIL
  • OF
  • A N A C T
  • RELATING TO INSURANCE – LIABILITY INSURANCE
  • ***
  • This act would require liability insurance to cover loss of use of a rental motor vehicle, without regard to negligence, when such loss is properly documented in accordance with regulations to be promulgated by the department of business regulation. Loss of use may not be based solely upon one hundred percent (100%) fleet utilization.
  • This act would take effect upon passage. ======== LC001953 ========
  • LC001953 - Page 2of 2
  • BY THE LEGISLATIVE COUNCIL
  • OF
  • A N A C T
  • RELATING TO INSURANCE – LIABILITY INSURANCE
  • ***
  • This act would require liability insurance to cover loss of use of a rental motor vehicle. A claim for loss of use would be limited to reasonable and necessary expenses for the time to repair or replace the rental vehicle.
  • This act would take effect on September 1, 2017. ======== LC001953/SUB B ========

Votes

NOTE: Electronic voting records are unofficial and may not be accurate. For an official vote tally, check the House or Senate Journal from the day of the vote.

Floor vote for PASSAGE

June 21, 2017 at 5:10pm
Yeas: 61 / Nays: 11 / Not voting: 3 / Recused: 0
Legislator Vote
Rep. Abney Y
Rep. Ackerman Y
Rep. Ajello Y
Rep. Almeida Y
Rep. Amore Y
Rep. Azzinaro Y
Rep. Barros Y
Rep. Bennett Y
Rep. Blazejewski Y
Rep. Canario Y
Rep. Carson Y
Rep. Casey Y
Rep. Casimiro Y
Rep. Chippendale Y
Rep. Corvese Y
Rep. Costantino Y
Rep. Coughlin Y
Rep. Craven Y
Rep. Cunha Y
Rep. Diaz Y
Rep. Donovan Y
Rep. Edwards Y
Rep. Fellela Y
Rep. Filippi N
Rep. Fogarty Y
Rep. Giarrusso N
Rep. Handy Y
Rep. Hearn NV
Rep. Hull Y
Rep. Jacquard Y
Rep. Johnston Y
Rep. Kazarian Y
Rep. Keable Y
Rep. Kennedy Y
Rep. Knight Y
Rep. Lancia N
Rep. Lima Y
Rep. Lombardi Y
Rep. Maldonado Y
Rep. Marshall Y
Rep. Marszalkowski Y
Rep. Mattiello Y
Rep. McEntee Y
Rep. McKiernan Y
Rep. McLaughlin Y
Rep. McNamara Y
Rep. Mendonca N
Rep. Messier Y
Rep. Morgan N
Rep. Morin Y
Rep. Nardolillo Y
Rep. Newberry N
Rep. Nunes Y
Rep. O'Brien Y
Rep. O'Grady N
Rep. Perez Y
Rep. Phillips Y
Rep. Price N
Rep. Quattrocchi N
Rep. Ranglin-Vassell Y
Rep. Regunberg Y
Rep. Roberts N
Rep. Ruggiero N
Rep. Serpa Y
Rep. Shanley Y
Rep. Shekarchi Y
Rep. Slater NV
Rep. Solomon Y
Rep. Tanzi Y
Rep. Tobon NV
Rep. Ucci Y
Rep. Vella-Wilkinson Y
Rep. Walsh Y
Rep. Williams Y
Rep. Winfield Y

Floor vote for Passage

June 30, 2017 at 9:36pm
Yeas: 30 / Nays: 1 / Not voting: 6 / Recused: 0
Legislator Vote
Sen. Algiere Y
Sen. Archambault Y
Sen. Calkin Y
Sen. Ciccone Y
Sen. Conley Y
Sen. Cote Y
Sen. Coyne Y
Sen. Crowley NV
Sen. DaPonte NV
Sen. DiPalma Y
Sen. Doyle NV
Sen. Felag Y
Sen. Fogarty Y
Sen. Gallo Y
Sen. Gee NV
Sen. Goldin Y
Sen. Goodwin Y
Sen. Jabour Y
Sen. Kettle Y
Sen. Lombardi Y
Sen. Lombardo Y
Sen. Lynch Prata Y
Sen. McCaffrey Y
Sen. Metts Y
Sen. Miller Y
Sen. Morgan N
Sen. Nesselbush Y
Sen. Paolino Y
Sen. Pearson NV
Sen. Picard Y
Sen. Quezada Y
Sen. Raptakis Y
Sen. Ruggerio Y
Sen. Satchell Y
Sen. Seveney NV
Sen. Sheehan Y
Sen. Sosnowski Y

Floor vote for PASSAGE IN CONCURRENCE

September 19, 2017 at 9:56pm
Yeas: 52 / Nays: 7 / Not voting: 16 / Recused: 0
Legislator Vote
Rep. Abney Y
Rep. Ackerman Y
Rep. Ajello Y
Rep. Almeida NV
Rep. Amore NV
Rep. Azzinaro Y
Rep. Barros NV
Rep. Bennett Y
Rep. Blazejewski Y
Rep. Canario Y
Rep. Carson NV
Rep. Casey Y
Rep. Casimiro Y
Rep. Chippendale NV
Rep. Corvese Y
Rep. Costantino NV
Rep. Coughlin Y
Rep. Craven Y
Rep. Cunha Y
Rep. Diaz NV
Rep. Donovan Y
Rep. Edwards Y
Rep. Fellela Y
Rep. Filippi N
Rep. Fogarty Y
Rep. Giarrusso N
Rep. Handy Y
Rep. Hearn N
Rep. Hull Y
Rep. Jacquard Y
Rep. Johnston Y
Rep. Kazarian Y
Rep. Keable Y
Rep. Kennedy Y
Rep. Knight Y
Rep. Lancia N
Rep. Lima Y
Rep. Lombardi Y
Rep. Maldonado Y
Rep. Marshall Y
Rep. Marszalkowski Y
Rep. Mattiello Y
Rep. McEntee Y
Rep. McKiernan Y
Rep. McLaughlin Y
Rep. McNamara Y
Rep. Mendonca NV
Rep. Messier Y
Rep. Morgan N
Rep. Morin Y
Rep. Nardolillo NV
Rep. Newberry Y
Rep. Nunes N
Rep. O'Brien Y
Rep. O'Grady NV
Rep. Perez NV
Rep. Phillips Y
Rep. Price NV
Rep. Quattrocchi NV
Rep. Ranglin-Vassell NV
Rep. Regunberg Y
Rep. Roberts N
Rep. Ruggiero Y
Rep. Serpa Y
Rep. Shanley NV
Rep. Shekarchi Y
Rep. Slater Y
Rep. Solomon Y
Rep. Tanzi Y
Rep. Tobon Y
Rep. Ucci Y
Rep. Vella-Wilkinson Y
Rep. Walsh NV
Rep. Williams Y
Rep. Winfield Y